MoneyChat
MoneyChat
Smart Money Management
Chat & Pay
Send and request money while chatting
Marketplace
Browse & shop local businesses
Track Money
Manage who you owe and owes you
Groups
Join financial communities
Social Timeline
Share financial wins & milestones
Tari System
Small frequent payments system
Chat & Pay
Seamlessly send and receive money while chatting
Instant Money Transfer
Send money to anyone in your chat list instantly. No need to switch between banking apps and chat apps.
- $ (Send Money): choose amount, select the wallet you want to pay from, add a note, then tap Send
- Request Money: choose amount + request type (Payment/Credit/Social) and add a note so the other person understands why
- If you receive a request, tap Accept to pay it (money is sent) or Decline (nothing is sent)
- Every payment and request shows inside the chat so you always have a clear history
Secure Transactions
All payments are encrypted and protected. Money never leaves your account without confirmation.
Marketplace
Discover and shop from local businesses
24+ Business Categories
Find everything from restaurants and clothing stores to plumbers and electricians.
- Food & Dining - Restaurants, fast food, cafes
- Fashion & Clothing - Boutiques, tailors, shoes
- Home Services - Plumbers, electricians, cleaners
- Professional Services - Lawyers, accountants
Direct Chat with Vendors
Message businesses directly to ask questions, customize orders, or negotiate prices.
Track Money
Never lose track of who owes you or who you need to pay
You Owe Section
Keep track of all money you owe to others. Set due dates and payment reminders.
- View all your debts in one place
- Set payment schedules and reminders
- Make partial payments when needed
- Mark debts as paid when completed
Owing You Section
Track all money others owe you. Send friendly reminders and monitor payment status.
Groups
Join financial communities for mutual support
Stockvel Groups
Join or create rotating savings groups (stockvels) to save money collectively with friends or community members.
- Set up monthly contribution amounts
- Rotating payout schedule for members
- Group chat for coordination
- Transparent tracking of all contributions
Support Groups
Join family or community groups for funeral funds, emergency support, or other collective financial goals.
Social Timeline
Share financial wins, milestones, and inspire others
Financial Milestone Sharing
Celebrate and share your financial achievements with your community. Inspire others while building financial accountability.
- Post about paying off debts or loans
- Share business successes and milestones
- Celebrate completing savings goals
- Document your financial journey
Community Support & Encouragement
Get motivated by seeing others' financial progress. Like, comment, and support your community members.
Financial Tips & Education
Learn from others' experiences. Discover budgeting tips, investment ideas, and money-saving strategies shared by the community.
Tari System
Small, frequent payments for flexible financial management
What is Tari?
Tari is a flexible payment system for breaking down large payments into small, manageable amounts paid frequently (daily, weekly, or custom intervals).
- Break $100 into 10 daily payments of $10
- Split $500 rent into weekly $125 payments
- Make small daily savings towards big goals
- Pay for services in installments
How Tari Works
Set up automatic small payments that add up to your larger financial goals or obligations.
Perfect For These Situations:
Tari helps manage cash flow and make large expenses feel smaller through consistent micro-payments.
Rent Payments
School Fees
Loan Repayments
Savings Goals
Example: Paying Rent with Tari
1
Total Rent: $400 per month
2
Tari Setup: Break into 4 weekly payments
3
Weekly Payment: $100 every Friday
4
Result: Rent paid smoothly without large lump sum
Automatic Reminders
Get notified before each Tari payment. Pause, adjust, or skip payments as needed. Full control over your payment schedule.